CNET Money - Invest in yourself (2024)

Table of Contents
Banking Best CD Rates for June 2024 Earn 5% APY (or More) With These High-Yield Savings Accounts Inflation Cooled for the First Time in 2024. But Don't Expect Fed Rate Cuts Any Time Soon Best Checking Accounts for June 2024 Earn More Than 5% APY With These Savings Accounts and CDs Best Savings Accounts for June 2024 7 Ways to Earn Higher Interest on Your Money How to Open a Savings Account in 4 Simple Steps Best Money Market Accounts for June 2024 Best High-Yield Savings Accounts for College Students in 2024 Credit Cards Best Credit Cards for June 2024 Should You Make Multiple Balance Transfers to Avoid Interest? Best Balance Transfer Credit Cards for June 2024 Best Credit Cards With Virtual Card Numbers for June 2024 8 Ways to Fix a 'Bad' Credit Score Best Credit Cards for Fair and Average Credit for June 2024 Mortgages Compare Current Mortgage Rates in June 2024 Compare Current Refinance Rates in June 2024 How to Calculate Your Monthly Mortgage Payment How Much House Can I Afford? Compare VA Mortgage Rates for June 2024 18 Tips for First-Time Homebuyers Home Equity Best Home Equity Loan Rates for June 2024 Best Home Equity Line of Credit (HELOC) Rates for June 2024 Best Home Equity Loan Lenders for June 2024 5 Reasons to Use Home Equity Best Home Equity Line of Credit (HELOC) Lenders for June 2024 Insurance Best Cheap Car Insurance Companies Best Gap Insurance Companies Best Car Insurance Companies for June 2024 7 Ways to Save Money on Car Insurance How Much Car Insurance Coverage Do You Really Need? Best Car Insurance for Teens and Young Drivers Loans Best Personal Loans for June 2024 Best Low-Interest Personal Loans for June 2024 Best Debt Consolidation Loans for June 2024 Best Car Loans and Lenders for June 2024 Best Installment Loans for June 2024 Best BNPL Apps Investing A Beginner's Guide to Bitcoin and Cryptocurrency Best Crypto Exchanges: Buy and Sell Bitcoin, Ether and More How to Save for Your Child’s College Fund Best Robo-Advisors for Investing for June 2024 Sustainable Investing: What It Is and Where to Start Best Video Games to Teach Kids About Money Latest Stories Is a $650 Credit Card Annual Fee Too Much? Here's Why I Think the Delta Reserve Is Worth It Best Savings Rates Today, June 21, 2024: Grow Your Savings Faster With One of These Accounts Student Loan Forgiveness Deadline: Only 9 Days Left to Maximize Your Debt Relief My $1 Rule Helped Me Save Money and Stop Overspending. It'll Work for You, Too Refinance Rates Get Cheaper This Week. Mortgage Refinance Rates for June 21, 2024 Mortgage Rates on Falling Streak This Week. Today's Mortgage Rates on June 21, 2024 Here's How Much Experts Say You Should Have in Your Emergency Fund Best CD Rates Today: Boost Your Returns With These Top CDs, June 21, 2024 I Make Over $100K and My Family Can’t Afford to Buy a Home Gen Z Can't Afford Rent, So How Are We Expected to Save? FAQs References

Banking

Best CD Rates for June 2024

Best CD Rates for June 2024

You can earn over 5% APY with today's top CDs.

06/11/2024

Earn 5% APY (or More) With These High-Yield Savings Accounts

Earn 5% APY (or More) With These High-Yield Savings Accounts

06/14/2024

Inflation Cooled for the First Time in 2024. But Don't Expect Fed Rate Cuts Any Time Soon

Inflation Cooled for the First Time in 2024. But Don't Expect Fed Rate Cuts Any Time Soon

05/15/2024

Best Checking Accounts for June 2024

Best Checking Accounts for June 2024

06/03/2024

Earn More Than 5% APY With These Savings Accounts and CDs

Earn More Than 5% APY With These Savings Accounts and CDs

12/15/2023

Best Savings Accounts for June 2024

Best Savings Accounts for June 2024

06/03/2024

7 Ways to Earn Higher Interest on Your Money

7 Ways to Earn Higher Interest on Your Money

09/27/2022

How to Open a Savings Account in 4 Simple Steps

How to Open a Savings Account in 4 Simple Steps

11/16/2023

Best Money Market Accounts for June 2024

Best Money Market Accounts for June 2024

06/03/2024

Best High-Yield Savings Accounts for College Students in 2024

Best High-Yield Savings Accounts for College Students in 2024

02/09/2024

Credit Cards

Best Credit Cards for June 2024

Best Credit Cards for June 2024

These are the best credit cards for earning rewards, paying off debt, building your credit history and more.

06/13/2024

Should You Make Multiple Balance Transfers to Avoid Interest?

Should You Make Multiple Balance Transfers to Avoid Interest?

10/14/2023

Best Balance Transfer Credit Cards for June 2024

Best Balance Transfer Credit Cards for June 2024

06/03/2024

Best Credit Cards With Virtual Card Numbers for June 2024

Best Credit Cards With Virtual Card Numbers for June 2024

06/21/2024

8 Ways to Fix a 'Bad' Credit Score

8 Ways to Fix a 'Bad' Credit Score

01/26/2024

Best Credit Cards for Fair and Average Credit for June 2024

Best Credit Cards for Fair and Average Credit for June 2024

06/03/2024

Mortgages

Compare Current Mortgage Rates in June 2024

Compare Current Mortgage Rates in June 2024

Comparing multiple loan offers from different mortgage lenders is one way you can get a better interest rate on your mortgage.

06/19/2024

Compare Current Refinance Rates in June 2024

Compare Current Refinance Rates in June 2024

06/03/2024

How to Calculate Your Monthly Mortgage Payment

How to Calculate Your Monthly Mortgage Payment

11/20/2023

How Much House Can I Afford?

How Much House Can I Afford?

07/18/2023

Compare VA Mortgage Rates for June 2024

Compare VA Mortgage Rates for June 2024

06/03/2024

18 Tips for First-Time Homebuyers

18 Tips for First-Time Homebuyers

11/20/2023

Home Equity

Best Home Equity Loan Rates for June 2024

Best Home Equity Loan Rates for June 2024

Homeowners can get access to a large sum of cash at a fixed rate by borrowing against their property's value with a home equity loan.

06/20/2024

Best Home Equity Line of Credit (HELOC) Rates for June 2024

Best Home Equity Line of Credit (HELOC) Rates for June 2024

06/20/2024

Best Home Equity Loan Lenders for June 2024

Best Home Equity Loan Lenders for June 2024

06/03/2024

5 Reasons to Use Home Equity

5 Reasons to Use Home Equity

01/10/2024

Best Home Equity Line of Credit (HELOC) Lenders for June 2024

Best Home Equity Line of Credit (HELOC) Lenders for June 2024

06/03/2024

Insurance

Best Cheap Car Insurance Companies

Best Cheap Car Insurance Companies

Inflation continues to drive up the price of auto insurance. Here's our list of top insurance companies that can help you save on car insurance.

09/03/2022

Best Gap Insurance Companies

Best Gap Insurance Companies

09/03/2022

Best Car Insurance Companies for June 2024

Best Car Insurance Companies for June 2024

06/03/2024

7 Ways to Save Money on Car Insurance

7 Ways to Save Money on Car Insurance

08/31/2022

How Much Car Insurance Coverage Do You Really Need?

How Much Car Insurance Coverage Do You Really Need?

05/13/2022

Best Car Insurance for Teens and Young Drivers

Best Car Insurance for Teens and Young Drivers

09/02/2022

Loans

Best Personal Loans for June 2024

Best Personal Loans for June 2024

Finding a personal loan with a decent interest rate and flexible terms can help you save on interest.

06/03/2024

Best Low-Interest Personal Loans for June 2024

Best Low-Interest Personal Loans for June 2024

06/03/2024

Best Debt Consolidation Loans for June 2024

Best Debt Consolidation Loans for June 2024

06/03/2024

Best Car Loans and Lenders for June 2024

Best Car Loans and Lenders for June 2024

06/03/2024

Best Installment Loans for June 2024

Best Installment Loans for June 2024

06/03/2024

Best BNPL Apps

Best BNPL Apps

03/03/2023

Investing

A Beginner's Guide to Bitcoin and Cryptocurrency

A Beginner's Guide to Bitcoin and Cryptocurrency

Curious about crypto? Here's everything you need to know.

06/21/2022

Best Crypto Exchanges: Buy and Sell Bitcoin, Ether and More

Best Crypto Exchanges: Buy and Sell Bitcoin, Ether and More

09/02/2022

How to Save for Your Child’s College Fund

How to Save for Your Child’s College Fund

11/15/2021

Best Robo-Advisors for Investing for June 2024

Best Robo-Advisors for Investing for June 2024

06/03/2024

Sustainable Investing: What It Is and Where to Start

Sustainable Investing: What It Is and Where to Start

02/21/2024

Best Video Games to Teach Kids About Money

Best Video Games to Teach Kids About Money

12/17/2022

Latest Stories

Is a $650 Credit Card Annual Fee Too Much? Here's Why I Think the Delta Reserve Is Worth It

Is a $650 Credit Card Annual Fee Too Much? Here's Why I Think the Delta Reserve Is Worth It

18 hours

Best Savings Rates Today, June 21, 2024: Grow Your Savings Faster With One of These Accounts

Best Savings Rates Today, June 21, 2024: Grow Your Savings Faster With One of These Accounts

19 hours

Student Loan Forgiveness Deadline: Only 9 Days Left to Maximize Your Debt Relief

Student Loan Forgiveness Deadline: Only 9 Days Left to Maximize Your Debt Relief

19 hours

My $1 Rule Helped Me Save Money and Stop Overspending. It'll Work for You, Too

My $1 Rule Helped Me Save Money and Stop Overspending. It'll Work for You, Too

20 hours

Refinance Rates Get Cheaper This Week. Mortgage Refinance Rates for June 21, 2024

Refinance Rates Get Cheaper This Week. Mortgage Refinance Rates for June 21, 2024

21 hours

Mortgage Rates on Falling Streak This Week. Today's Mortgage Rates on June 21, 2024

Mortgage Rates on Falling Streak This Week. Today's Mortgage Rates on June 21, 2024

21 hours

Here's How Much Experts Say You Should Have in Your Emergency Fund

Here's How Much Experts Say You Should Have in Your Emergency Fund

21 hours

Best CD Rates Today: Boost Your Returns With These Top CDs, June 21, 2024

Best CD Rates Today: Boost Your Returns With These Top CDs, June 21, 2024

21 hours

I Make Over $100K and My Family Can’t Afford to Buy a Home

I Make Over $100K and My Family Can’t Afford to Buy a Home

23 hours

Gen Z Can't Afford Rent, So How Are We Expected to Save?

Gen Z Can't Afford Rent, So How Are We Expected to Save?

23 hours

CNET Money - Invest in yourself (2024)

FAQs

Where to get 10 percent return on investment? ›

Investments That Can Potentially Return 10% or More
  • Growth Stocks. Growth stocks represent companies expected to grow at an above-average rate compared to other companies. ...
  • Real Estate. ...
  • Junk Bonds. ...
  • Index Funds and ETFs. ...
  • Options Trading. ...
  • Private Credit.
Jun 12, 2024

What is the only place you should keep your emergency fund money? ›

Bank or credit union account — If you have an account with a bank or credit union—generally considered one of the safest places to put your money—it might make sense to have a dedicated account where you can keep and maintain these funds.

What is the best money investment right now? ›

Keep in mind that lower risk typically also means lower returns.
  1. 5 best investments right now. High-yield savings accounts. ...
  2. High-yield savings accounts. ...
  3. Certificates of deposit. ...
  4. Bonds. ...
  5. Funds.
5 days ago

How does Murphy's law apply to saving money? ›

How does Murphy's Law ("anything that can go wrong will go wrong") apply to saving money? If you don't have a plan for your money, it will make emergency situations more stressful. It takes time and patience to build wealth so planning and saving earlier will help you become wealthier faster.

Where to put $10,000 for best interest? ›

A stocks and shares Isa is likely to be most suitable. That is unless you will turn 55 within 30 years, in which case a pension might be a better tax wrapper for you. If you're unsure about the time horizon, you could invest in both a pension and a stocks and shares Isa.

How can I invest $10 000 for quick return? ›

How to invest $10,000: 10 proven strategies
  1. Pay off high-interest debt.
  2. Build an emergency fund.
  3. Open a high-yield savings account.
  4. Build a CD ladder.
  5. Get your 401(k) match.
  6. Max out your IRA.
  7. Invest through a self-directed brokerage account.
  8. Invest in a REIT.
May 17, 2024

What is the safest investment with the highest return? ›

Here are the best low-risk investments in June 2024:
  • High-yield savings accounts.
  • Money market funds.
  • Short-term certificates of deposit.
  • Series I savings bonds.
  • Treasury bills, notes, bonds and TIPS.
  • Corporate bonds.
  • Dividend-paying stocks.
  • Preferred stocks.
Jun 1, 2024

How to double 10k quickly? ›

How To Double 10K Quickly
  1. Flip Stuff For Money. One of the more entreprenurial ways to flip 10k into 20k is to buy and resell stuff for profit. ...
  2. Invest In Real Estate. If you want a more passive approach to double 10k quickly, you can always consider real estate investing. ...
  3. Start An Online Business.
May 24, 2024

What is the best investment to get monthly income? ›

Overview of Top 10 Best Investment Plans for Monthly Income 2024
  • Post Office Monthly Income Plan (POMIS) ...
  • Corporate Fixed Deposits. ...
  • Senior Citizen Savings Scheme (SCSS) ...
  • Rental Income from Real Estate. ...
  • Annuity Plans. ...
  • Peer-to-Peer (P2P) Lending. ...
  • Dividend-Paying Stocks. ...
  • Bond Ladder Portfolios.

What is the golden rule of saving money? ›

The rule is simple: spend less than you earn. The basic idea behind the Golden Rule of Spending is that you should always spend less than you earn. This means that you should only spend what you make in income, and you should be careful to budget your money in a way that allows you to save and invest for the future.

What is the 3 saving rule? ›

Those general saving targets are often called the “3-6-9 rule”: savings of 3, 6, or 9 months of take-home pay. Here are some guidelines to help you decide what total savings fits your needs.

How much does the average American save per month? ›

Source: NerdWallet survey conducted online March 30-April 3, 2023, by The Harris Poll among 2,035 U.S. adults. Savers say they typically set aside $985, on average, in a normal month, according to the survey. The median amount reported is $250.

How do I get 10% interest on my money? ›

Here's my list of the 10 best investments for a 10% ROI.
  1. How to Get 10% Return on Investment: 10 Proven Ways.
  2. Invest in the Private Credit Market.
  3. Paying Down High-Interest Loans.
  4. Stock Market Investing via Index Funds.
  5. Stock Picking.
  6. Junk Bonds.
  7. Buy an Existing Business.
  8. Peer-to-Peer Lending.
Jun 17, 2024

Is 10% a good return on investment? ›

General ROI: A positive ROI is generally considered good, with a normal ROI of 5-7% often seen as a reasonable expectation. However, a strong general ROI is something greater than 10%. Return on Stocks: On average, a ROI of 7% after inflation is often considered good, based on the historical returns of the market.

Where to invest to get 15 percent return? ›

Growth-Oriented Mutual Funds or ETFs: Investing in mutual funds or exchange-traded funds (ETFs) that focus on growth stocks can provide exposure to a diversified portfolio of companies with high growth potential. These investments can offer higher returns, but they can also be subject to increased volatility.

How to get 12 percent return on investment? ›

How To Get 12% Returns On Investment
  1. Stock Market (Dividend Stocks) Dividend stocks are shares of companies that regularly pay a portion of their profits to shareholders. ...
  2. Real Estate Investment Trusts (REITs) ...
  3. P2P Investing Platforms. ...
  4. High-Yield Bonds. ...
  5. Rental Property Investment. ...
  6. Way Forward.
Jul 20, 2023

References

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